When You Arrive At The Airport You Go To The Does Travel Insurance Cover Delayed Flight?

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Does Travel Insurance Cover Delayed Flight?

You arrive at the airport an hour before departure because you don’t want to miss the flight. You are sitting and waiting for the scheduled flight but suddenly the situation is delayed. Downer, isn’t it? Instead of being excited about the whole trip, they get frustrated and the real fun hasn’t even begun.

Like it or not, delayed flights happen now and then and it’s out of your hands. Even seasoned travelers will say the same. Despite traveling a lot, delayed flights are annoying and can affect anyone’s patience and mood. So, what’s your best bet against delayed flights? Travel insurance A little shell out for delayed flights if you need to reschedule or book a different flight.

Basic rights of passengers due to delayed flights

Let’s say you’re waiting for your flight at an EU airport. You are also flying with an EU-registered airline that arrives at an EU airport.

If the flight is delayed by two hours, the airline will be responsible until you reach your flight. They are obliged to provide you with access to calls or emails, meals with breakfast or drinks or overnight accommodation when necessary. You also have the right to seek any kind of help when you need it. If you have an out-of-pocket expense, your travel insurance cover may reimburse you when you make a claim.

When to make an insurance claim

Apart from communication and access to more refreshments, passengers are entitled to financial compensation if the flight is delayed by at least three hours. It is in accordance with EU law. Compensation depends on the distance of your flight and the delay until your arrival.

Each passenger receives €250 for flights of 1,500km or less. If the flight distance is between 1,500km and 3,500km, passengers are entitled to compensation of €400 per person. If your arrival is delayed by four hours or more, you can claim compensation of €600 if the flight distance is at least 3,500km.

Although there may be rainbows after the rain, don’t get your hopes up just yet. For a successful claim, the delay must be the fault of the airline. If delays are caused by natural events or unforeseen circumstances such as protests and strikes, compensation is less likely.

Leaving the flight too delayed

If the delay is more than five hours, regardless of the reason for the delay and the distance of the flight, you can choose not to take the flight. If booked with a return ticket on the same airline, you can get a full refund for that booking. If you take the flight, however, you can claim up to €600 in compensation, assuming the delay is the airline’s fault.

Another life saver is your travel insurance for delayed flights. It can also provide you with some coverage if you choose not to make your trip due to a severe flight delay. Read the policy and find out its limits and how much coverage it offers in case of flight delay.

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