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How to Save Your Wedding When You Run Out of Money
Planning a wedding is so much fun that it’s easy to get in over your head. You splurge here, spend a little extra there, and before you know it, you’re committed to a marriage that’s beyond your means. As deposits are placed and final payments are made, it can be a very scary situation for the bride or her parents. Find out what steps you can take to save your marriage when you run out of money.
It’s really easy to plan an expensive wedding, especially since the planning can be done over several months. When you’re only paying a third to a half of what an item costs, it can be easy to lose track of the grand total. For some families, it’s not until the wedding day approaches and they start adding up all the final payments that they realize they can’t pay their bills. This is a terrible situation for any family. what do we do Annul the marriage? Are your salespeople stiff? Does the reception charge an entrance fee? No, no and no.
First and foremost, you should have clear conversations with your wedding venue and vendors. Explain your situation and ask them how you can get it out. Make it clear to them that paying their bills is important to them, so no one thinks you’re trying to pay off what you owe. Perhaps the florist is willing to reduce the size of the centerpiece to reduce costs. Or she can skip the expensive extras like crystals in the bouquet to match your crystal bridal jewelry. Instead of taking pictures from the pre-ceremony to the last dance, the photographer may allow you to come back in a smaller package or for the ceremony and just cut the cake. As long as the vendors have not spent money on your wedding supplies, they may be willing to renegotiate your contract.
As for your reception venue, call the event manager immediately and make an appointment. Know your finances before the meeting so you have a clear idea of the difference between what you owe and what you can actually pay. If the gap isn’t wide at all, it’s possible to get creative with the wedding menu to reduce your balance (again, this should be before ordering anything for your reception). Choose lower-priced entrees and appetizers, swap sparkling wine for imported French champagne, or switch to just wine and beer from the full open bar. In some cases, this will be enough to reduce your balance to what you can afford.
If you still can’t take what you have, you may need to consider more dramatic solutions. Can they change the timing of your reception from an evening wedding to brunch? You can save thousands this way. Another possible solution is to change the wedding day from Saturday to Thursday or Sunday. Sites typically charge less for non-prime days and may allow you to make changes to save something from the situation. While the idea of changing your wedding date may be hard to swallow, remember that you’ll look just as beautiful in your wedding gown and pearl bridal jewelry on Thursday as you will on Saturday.
Finally, you’ll let go of any extra items you haven’t already committed to buying. Just as you can have a ceremony without a soloist, you can have a wedding reception without a choice. Cutting back can be difficult, but finding a way to save your marriage will be worth it.
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